Borderless payments

The Infrastructure Powering Modern Financial Systems

A Unified Platform for Real-Time, Compliant, and Borderless Finance
Talino Fintech Foundry is designed to help banks, fintechs, and enterprises create, implement, and scale fintech products faster. From real-time payments to regulatory-ready banking components, our infrastructure is built to operate across traditional and stablecoin rails securely and at scale.

Real-Time Payment Rails

Built for Speed. Designed for the Future of Money.
Our real-time payment rails seamlessly integrate traditional banking networks and stablecoin-based settlement, enabling instant, 24/7 value transfer without the limitations of legacy systems.
Real-time settlement across fiat and stablecoin rails
Support for domestic and cross-border payment flows
Lower transaction costs through blockchain-enabled settlement
Always-on availability, independent of banking hours
Intelligent routing between rails based on use case and compliance needs
This dual-rail approach allows institutions to innovate with stablecoins today, while maintaining full compatibility with existing financial infrastructure.
Learn more about Stablecoins

Platform Banking Components

Modular. Composable. Regulatory-Ready.
Talino’s platform banking layer provides the foundational building blocks required to operate regulated financial services. Each component is designed to work independently or as part of a unified system.

The core integration layer that connects applications, partners, and financial institutions to Talino’s infrastructure.

Standardized, developer-friendly APIs
Secure access and permissioning
Interoperable across banking, payments, and stablecoin systems
Designed to accelerate partner integrations and product launches
Technical Specifications
API Documentation

Regulatory Technology (RegTech)

Compliance Built Into the Core

KYC and customer onboarding workflows
AML, transaction monitoring, and risk scoring
Regulatory reporting and audit trails
Policy-driven controls aligned with local regulations
Technical Specifications
API Documentation

Bank Micro Ledger

Modern Account and Balance Management

Multi-currency and multi-asset account support
Real-time balance tracking and ledger updates
Support for fiat and stablecoin holdings
Scalable architecture for high-volume transactions
Technical Specifications
API Documentation

Payment Hub

High-Performance Transaction Processing

Orchestrates payment flows across multiple rails
Handles routing, validation, clearing, and settlement
Supports domestic, regional, and international payments
Built for high availability and low latency
Technical Specifications
API Documentation

Global Gateway

Cross-Border Payments Without Friction

Simplified cross-border settlement using stablecoins
Integration with traditional correspondent banking where required
FX handling and liquidity management
Optimized for remittances, B2B, and enterprise use cases
Technical Specifications
API Documentation